AIA PUBLIC Takaful

AIA PUBLIC Takaful Products

Shariah-compliant protection plans grouped by your needs. All products are certified by AIA's Shariah Advisory Council.

All products are Shariah-compliant & certified by AIA's Shariah Advisory Council
Most Popular

Medical Protection

Cashless hospitalisation, no lifetime limit

Comprehensive medical coverage that protects you and your family from the rising cost of healthcare. Enjoy cashless admission at over 1,000 panel hospitals nationwide, with no lifetime limit on claims.

No Lifetime LimitAge 100 Coverage1,000+ Hospitals

Key Benefits

  • No lifetime limit on medical claims
  • Coverage up to age 100
  • Cashless admission at 1,000+ panel hospitals
  • Outpatient & specialist coverage
  • Zero deductible options available
  • Mobile app for hospital locator & guarantee letter
Family Essential

Life & Family Protection

Protect your family if the unexpected happens

Ensure your family is financially protected in the event of death, total permanent disability, or critical illness. Our family Takaful plans provide a safety net so your loved ones can maintain their quality of life.

Death & TPDCritical IllnessFamily Safety Net

Key Benefits

  • Death & Total Permanent Disability (TPD) coverage
  • Critical illness protection
  • Compassionate benefit for family
  • Waiver of contribution on disability
  • Accidental death benefit
  • Affordable contribution options
Islamic Estate Planning

Hibah & Legacy Planning

Leave a lasting legacy for generations to come

Plan your estate and ensure your wealth is distributed according to your wishes and Islamic principles. Our Hibah-structured Takaful plans allow you to nominate beneficiaries and leave a meaningful legacy for your family.

Hibah NominationBypass FaraidLegacy Rewards

Key Benefits

  • Hibah nomination for direct beneficiary payout
  • Bypasses lengthy faraid distribution process
  • Estate Management Benefit included
  • Legacy Rewards: up to 8% of coverage amount
  • Legacy Booster: additional 16% at maturity
  • Up to 600% coverage for accidental death
Wealth Builder

Savings & Investment

Grow your wealth the Shariah-compliant way

Build your financial future with Shariah-compliant savings and investment-linked Takaful plans. Enjoy guaranteed cash payments, investment growth, and life protection — all in one plan.

Guaranteed ReturnsShort Pay TermInvestment Growth

Key Benefits

  • Guaranteed Cash Payments from year 5 or 10
  • Short pay term (5 or 10 years) for 20-year coverage
  • Annual Investment Booster credited to fund
  • Maturity Booster for higher payout at completion
  • Shariah-compliant fund selection
  • Flexible contribution amounts
For Women

Women's Protection

Designed exclusively for women's unique needs

A Shariah-compliant Takaful plan designed specifically for women, covering female-specific health conditions, pregnancy complications, and life milestones. Because women deserve protection that truly understands them.

Female CancersPregnancy CoverLife Milestones

Key Benefits

  • Coverage for female-specific cancers (breast, cervical, ovarian)
  • Pregnancy complications coverage
  • Cash reward for life milestones (marriage, childbirth)
  • Maturity Benefit at age 80
  • Critical illness coverage
  • Shariah-compliant structure
Premium

Business & Wealth Protection

For business owners and high-net-worth individuals

Protect your business, ensure continuity, and safeguard your wealth with premium Takaful solutions designed for entrepreneurs and high-net-worth individuals. Secure your legacy today.

Business SuccessionKey PersonHigh Value

Key Benefits

  • Business succession planning
  • Key person protection
  • High-value coverage options
  • Investment-linked growth
  • Estate & wealth transfer
  • Shariah-compliant structure

Free Consultation

Not sure which plan is right for you?

Our certified AL-FALAH consultants will help you find the perfect Takaful plan based on your needs and budget. No pressure, no obligation.

All products are offered by AIA PUBLIC Takaful Bhd. (Reg. No. 731530-M), licensed and regulated by Bank Negara Malaysia. Product details are subject to change. Please consult a licensed AL-FALAH consultant for the most current information.